When you’re looking into applying for MassHealth (Medicaid), you should consider seeking an attorney for professional assistance. MassHealth has strict asset limits and making even minor mistakes can lead to long disqualification periods. Sometimes, all you’ll need is help gathering documents and filling out the forms, but for some, this will require wealth transfers. WhenRead more
Longer lives don’t always mean healthy lives; according to the Alzheimer’s Association, about half of people who live past age 85 will suffer from some form of dementia. Watching a loved one lose their language, reasoning abilities and memories is tragic, which makes it important for them to have an estate plan. When you’re caringRead more
Part of life is a role reversal that hits as our parents reach old age. For many people, at some point they become incapable of truly caring for themselves or maintaining their own home, at which point that role reversal hits, and the children become the caretakers. By this time, the children have often reachedRead more
While you might need to “spend down” some of your assets to qualify for Medicaid or MassHealth in Massachusetts. To pay for your nursing home care, you typically will not have to sell your house as part of this process. However, there is still a chance the state will attempt to file a claim againstRead more
To be able to pay for certain types of medical care with Medicaid known as MassHealth in Massachusetts, you must first qualify to receive Medicaid assistance. Medicaid is typically reserved for people who have low monthly incomes and/or few available assets to pay for their medical care. There are some people who have too muchRead more
If you are at least 65 years old or are in need of long-term care services, you may apply for MassHealth, Massachusetts’ Medicaid program. There are three ways of applying for the program: Applying by mail To complete the application by mail, print out the Application for Health Coverage for Seniors and people Needing Long-TermRead more
Medicaid planning is an important part of estate planning for many people. Without the proper expert advice, there is the potential to make some mistakes that could cost you and your family quite a bit of money. Medicaid rules change frequently, so it’s important to work with an experienced elder law attorney who can helpRead more
It is an unfortunate reality that many seniors will become victims of elder abuse, and that these incidents of elder abuse add more than $5 billion per year to healthcare expenses in the United States. One report from the National Center on Elder Abuse estimated seniors lose $3 billion due to financial abuse per year.Read more
Many states have laws in place that make adult children responsible for paying for their parents’ medical care in certain circumstances. While these laws are not always (or even frequently) enforced, it is still worth understanding them to determine if you have any responsibility to pay nursing home bills on behalf of your elderly parents.Read more
As you may know, any gifts or assets you transfer within 60 months of applying for Medicaid benefits are subject to penalties. This 60-month or 5 year timeframe is what’s called the “look back” period. These penalties are not calculated in a dollar figure, but rather a set of additional months in which you willRead more
Medicaid is a federal healthcare program that offers free or low-cost healthcare to qualifying adults and children with low incomes. The program is federally and state-funded, and each state has control over its own Medicaid program — for example MassHealth in Massachusetts. While the eligibility rules for Medicaid vary from state to state, there areRead more
Financial scams targeting senior citizens have become unfortunately common, because they target a vulnerable population that tends to have more money in their bank accounts. These scams often go unreported and can be very difficult to prosecute, which makes them especially devastating to their victims. Therefore, it is important that victims are aware of someRead more
Every year, Genworth conducts a Cost of Care survey that pinpoints the median cost of private nursing home rooms in the United States. This year’s survey results were released at the end of October, and indicated a three percent increase in the median cost of a private nursing home from 2017. Now, that figure isRead more
At some point, your elderly relatives might reach a point at which they are incapable of keeping up with their financial matters, including paying their bills, managing their retirement income and Social Security and budgeting their expenses. If you decide to take on the responsibility of assisting them in these matters, it’s important you approachRead more
It is with unfortunate frequency that we see stories in the news about seniors being abused or neglected in the nursing homes that are supposed to keep them safe and happy. This abuse can range from stealing money and emotional manipulation to actual physical abuse and neglect. If you have an elderly parent in aRead more
